Wilson: Age is irrelevant. What really is relevant is when is that dollar going to be spent? Right? jo: I think part of whati i hope that we emphasize on these episodes is the de coupling of age from time line. The one that you choose at the time that you retire may or may not end up being the one that you stick with throughout a 30 year retirement. Over the span of three decades, there's a decent chance that your strategy will change,. So pick whichever one resonates with you most.

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