Is FICO a Scores Business?

In terms of actual incremental operating income that contributes significantly to the company, they run a scores business. This is primarily broken down into B2B and B2C. The score is an algorithm that's run on top of credit bureau data. On the B2C side, FICO also makes your individual FICO score available to you through a platform called MyFICO. So that's 25% of the score's revenue. They did divest a business there. Primarily, what they do is they have a platform called decision management. And it's in the middle of a transition to the cloud.

Transcript

Play full episode

The AI-powered Podcast Player

Save insights by tapping your headphones, chat with episodes, discover the best highlights - and more!

Get the app