The Relationship Between Hotmail and Car Insurance

i'd be willing to bet that hotmail users trend much older on average than the general population. get to a point where they're no longer like sharing risk right well yeah if they become old knowing insurance ceases to be insurance and it just becomes paying for stuff that's exactly like that is the super fascinating thingright? Insurance companies can only exist in a world that has some amount of uncertainty and then we want to enforce uncertainty on them as well. i'm at least thinking of places in america where i'm always horrified by people who are like wildly unqualified to be drivers who still have driver's licenses"