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This is fintech's 'Noah's Ark Year'
Equity
Consumer Fintech
I think that what's going on is consumer finance has been oversold and people have thrown the baby out with the bathwater. I think if you take a step back from where banks are today, there's $5 trillion in market cap. Most of that is held by institutions that were started a hundred years ago. The idea that people are going to continue to bank like they did in the early 20th century feels inconsistent with the consumer expectations we have today.
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