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bonus: property, mortgages, LMI, parental guarantees & Vince has a new book

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The Coffee Theory a Day

i got morfed into the avocato theory. This whole concept that its actually these little, tiny ons multiplied over 30 years is what makes the difference between success and failure with money. It's sort of easy to believe because the mats sound superficially simple when they say, ar just a coffee a day, you can have this item. And that makes a whole bunch of assumptions that just aren't true in reality. If i want to play that card in my life, i'm going to run out of coffee,. Because we've only got finite amount of res as, right? And i like what you live the life you want with the money you have. I talk about

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