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43. “Our $300k income is variable and declining but we aren’t adjusting our lifestyle”

Money For Couples with Ramit Sethi

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How Do You Think About Your Monthly Expenses?

You can't go from making monthly decisions to a rich life. You need a system. So many of us make the financial s that are in front of us. But we have no idea how to actually build a system that lets us think bigger. For example, if you want a splurge on a vacation, how do you do it? If you have debt, you should know exactly when your debt will be paid off down to the month. It's like those rat mazes where the camera zooms up and you can see the right way out - but the rat can't see it yet.

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