i would have to think longer and harder about investing truths that i have that other people disagree with. I don't feel like i'm early to indexing any more, and certainly not early relative to jack bogle launching vanguard in 74. We essential y run a version of amyou know, about half indexing with a slight value tilt. And so if that those process gets you there before everybody else, well, at a certain point in the future, the rest of the world are going to figure out also.

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