The Impact of Opting Out of the NHS Pension Scheme

A lot of people take this decision to come out of the pension scheme for different reasons. If you're really young, and you opt out of the NHS pension scheme potentially you've got a lot more to lose. So when you're young your annual pension is going to be comparatively kind of low right have I thought that through logically or not? It's quite a substantial difference probably two or three times what you would see as a death in service benefit from the scheme.