"I got like a pay cut of 16.1% compared to last year, all else being equal," he says. "We take it on the chin but you know, with this rate after a year, I also need to adjust a little bit my retirement numbers." Poland is 16.1, the highest in 25 years and must be higher than Europe's top 10%. He adds: "If we can't have 10% over a sustained long time then we're really in order"

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