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608 off the plan chaos, should you refinance every 12 months? credit cards for holidays? changing super + more

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Are We a Little Gun Shy in These Types of Climates?

The cost of building and construction has increased interest rates are increasing. And we've seen data that property prices are cooling down. Are we a little bit more gun shy in these types of climates committing to off the plans for something that might execute in a couple of years? These are just, it's just a cautionary tale with signing contracts for things that will execute years later.

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