Your Prime Spending Years Are From 40 to 60

In your 20s, you have a lot of time, probably not as much money. In 40s, people start to have higher incomes and their incomes will peak in a few years after that. But we should also acknowledge that it's not just about money; it's also about time. You may have a lot more money when you're 75, but it's unlikely you're going to be going to Everest.

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