#237: Start living your rich life today regardless of your income. Learn how to spend without guilt, track the four key financial numbers that matter most, harness the power of decisiveness, and avoid the common traps that hold people back as their income grows.

Ramit Sethi is a personal finance expert and the NYT bestselling author of I Will Teach You to Be Rich. He hosts the popular Netflix show, How to Get Rich, and the Money for Couples podcast.

Link to Full Show Notes: https://chrishutchins.com/guilt-free-rich-life-ramit-sethi

Partner Deals

LMNT: ⁠⁠Free 8-count sample pack of my favorite electrolyte drink mix

OpenPhone: ⁠⁠20% off the first 6 months of your own business phone system⁠

Notion: Try Notion AI free to automate tedious tasks and streamline your work

Quince: Affordable luxury essentials with free shipping + 365 day returns

Thrive Market: 30% off your first order of organic groceries + a free $60 gift

For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals

Resources Mentioned

Ramit Sethi: Website | X | Instagram

Money for Couples: Book | Podcast | YouTube
Earnable Program

ATH Podcast

Ep #91: Die With Zero: Net Fulfillment Over Net Worth with Bill Perkins
Leave a review: Apple Podcasts | Spotify
Email for questions, hacks, deals, and feedback: podcast@allthehacks.com

Full Show Notes

(00:00) Introduction

(02:23) How Much Money Do You Actually Need to Live a Rich Life?

(04:25) Identifying Money Dials to Live a Rich Life

(06:16) The Four Key Numbers You Need to Track Your Finances

(12:02) How to Learn the Skill of Spending Money

(17:58) Ways to Reframe How You Look at Costs

(23:02) Analyzing How Optimizers Spend

(26:37) Why It's Important to Find Your Worry-Free Number

(28:38) Spend Money Based on the Stage You’re in Life

(34:48) The Role of Income (& Side Hustles) in Your Rich Life

(38:41) Why You Have to Be Honest About Your Rich Life

(40:25) Tackling Big Financial Decisions

(43:27) Why Ramit Thinks Lifestyle Creep Is a Myth

(45:04) How Chris and Amy Decided to Sell Their Vacation Home

(48:13) The Power of Being Decisive and How to Build the Skill

(54:56) Biggest Traps People Face When Moving Up the Wealth Ladder

(58:40) How AI Has Impacted the Way People Manage Their Finances

(1:01:17) Ramit's Challenge for You to Live Your Rich Life

(1:03:34) Where to Find Ramit, His Book, and Other Work

Connect with Chris

Newsletter | Membership | X | Instagram | LinkedIn

Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

Learn more about your ad choices. Visit megaphone.fm/adchoices

2025 NFL Week 7 Bets!

Even Money: NFL Betting Podcast

Eagles at Vikings: Teaser and Betting Angle

The AI-powered Podcast Player