Fannie and Freddie and FHA - We Didn't Have to Create Rental Programs

Everybody did, and I think it says a lot that so we moved pretty quickly and obviously Fannie Freddie. We also had to create rental programs so we didn't have because one of the things we saw very early was only about 40% of the job loss were households with mortgages. So we tried to make it a win-win. Most of what we provided FHA, the cost ran in the neighborhood of say six to eight to nine billion.