We're going to do with a big group of questions together, which is that we have had a lot of questions about individuals and the cost of heating. And this is obviously very relevant, especially in the UK here at the moment, but it's not just a UK issue. I know there are mortgage lenders here in the UK who would love to find models that work for them so that when people are maybe buying a house or moving house, they can also complete these measures. They can make their home more energy efficient. Let's get to audience questions.

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