Is There a Train Wreck Aspect to Credit Suisse?

I think it's definitely true that these issues existed. There is a long series of efforts to bring in new personnel. Sometimes, you know, a little bit of bad luck when they lost more senior people. And then that combined with the withdrawals of funds that accelerated in the last quarter of 2022, and now massive outflows, $10 billion or so each dayThat ultimately undid a longer term strategy that they were slow to implement. It was pretty clear where CS wanted to go over time. But roughly seemed to the right direction for the bank longer term.