A lot of people, especially these days where interest rates are super low and inflations, you know, significant, over seven %, now, they're saying, carry your student loans. Don't pay off your debt. Invest something with a higher return than your interest rate. You're being paid to carry debt, et cetera. What do you say to someone who says it? Personally, i think it's all based on personality type. And so i strongly recommend pay him off as soon as you can. It gives you a lot more freedom in the long term.