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The User Experience Is the Number One Obstacle to the Mass Adoption of Cryptocurrency
In the early days, you were rewarded to going through different hoops and steps to learn how to develop or use a wallet that you may never have used before. In other words, you are rewarded for taking on the operational risk in the early days. Now, as crypto gets easier and easier to get onboarded, it makes it easier for people that want to use the apps itself - like DeFi or NFTs -- to extract value.