How to Deal With a Mortgage Crisis

Rob bought his first flat in Stratford in August 2017 with his girlfriend at the time. We went on to mortgage with Santander which was 0.75 above base rate. In January 2019, me and said girlfriend broke up. I found a new partner and excitingly we found out we were having a baby. The interest is now over £1,000 and the service charger should add accounts to tax have also gone out. It's not ideal on many fronts that are overpriced at this point in the UK. Rob has probably lost about £5k so far just over the last 10 months withInterest rate rises. He ultimately will just be paying thousands of pounds of interest and no capital