Well,

you found tom, and i'm glad i found you as well, because your real estate, the way you talk about real estate investing, it really connected with me, because i come from that value invest or world, almost completely, the warm buffets, charle munger's munsh pabrice stock stocks. And i don't have any experience with real estate a it's always pulled at me because i have seen, obviously, you see people get rich with real estate often. But whenever i would see real estate content, i would see, i would think, f like a t v shows that i watch, or i would see kind of basically sleezy people on the internet talking about, like, how you can get quick and flips and all that kind of stuff. And it never really seemed like my kind of investing. But, ah, there's like one book i read about real estate that kind of clicked with me. That author's focus was cash flow. And then the way you talk about investing it clicks with me because you have that same kind of value invest or mine set, whether you're buying a public stock or your buying some random property that produces cash. So i've always been attracted to real estate, but i've never really done a deep dive on it. So that's why i'm excited to ask you some questions to day at. What draws me, obviously, is like, it seems like you can borrow money, which yab people say you can do with stocks. But i get so scared of that because of the margin calls being outside your control if the assets go down. So i'm never going to do that. But i like with real estate, you can borrow against like a property, and get your hands oun a lot of assets quickly. I also like the the steady cash fu so but there's a lot of things o like about stocks as well. So my question for you is, you like stocks, obviously, but what is it that also attracts you to real estate? Is there any kind of things that contrast with stocks? Is it the debt aspect, where you can grow quickly? Is it the steady cashlow that no matter what happens in the financial markets, people need a place to live? What attracts you to stocks, or, excuse me, to real estate. That's kind of different. Thin stocks.

Sure. Well, your diiaint hitting on something. With the leverage tat that is a huge element, at least in the us. But really throughout the world, or at least therere many countries throughout the world have pretty, let's just say, the reason debt terms are so great in the us because there's a lot of subsidies flowing into it. So people who take advantage of those things, they get the benefit from them, and those who don't are paying for it. Essentially. It's for better or for worse. That's how the system is and how it's been for quite some time now. So the debt terms are pretty outrageous in many cases. Like this property i'm in right now. It's a 30 year, fixed, straight loan at two point nine nine % interest.