Last month, I published an interview in the newsletter with Dana Miranda about “budget culture” — and it became one of the most popular (and discussed) interviews I’ve done since I first launched the newsletter. At the time, I asked for questions for Dana about specific myths of budget culture for us to unpack. We got dozens of those — plus a bunch of compelling follow-up questions, like “what’s the difference between knowing how much money goes in and out of your account and ‘budget culture’” and “is YNAB budget culture?”

We tackle all of that and much, much more, with a bonus prolonged guest appearance from Melody about her experience with Dave Ramsey (which included cutting up her credit card in front of her class and sparked the worst fight of her marriage). I loved this conversation and have been thinking about it for weeks; I think you will too.

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