Ask Paula: Okay Seriously, Why Hasn’t Anyone Solved the Budgeting Issue?
Afford Anything
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How Do You Break Down Your Budget?
You know, if you didisengage from the percentages and look at the concept of breaking down your budget into three categories, needs, wants and savings. I thinkthe the other iteration of that could be, instead of needs versus wants, it could be fixed, recurring bills versus discretionary spending or variable bills. And as a result, figuring out what that variable pile averages out to is something that will require a few months of observation. So yes, i would spend a little bit more time and not use that budget.
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