The Late Factor Is a Great Principle

The late factor is when you go through your personal expenses and see where you're wasting money. Coffee, in general, coffee is a the reason coffee prices are going up because it's coffee is a status symbol. Overseas, we have a craft beers was a big thing. You got to have that were, it's not just regular beer, it's these craft beers. But yes, late factor is a great principle. I do it every year. And titing up your fine, tightening up your finances is going oput you in a better situation tat' goingto help your trading. It takes a year of active trading to kond of get in your groove, anyway.