Common Mistakes in the NHS

Life insurance comes with the two options which is either a lump sum or an income. The fact that as well as some kind of simple so you know cover a lump sum like your mortgage with a lump sum type of insurance and cover an income like your income with an income insurance makes perfect sense. So it's always good to learn from your mistakes, but it's even better to learn from other people's mistakes. What common mistakes do you see people making that our podcast listeners can hopefully avoid? I would always start off with Income protection. A lot of people have criticalness, a lot of people has legacy critical and those policies covering their mortgage.