Is Open Banking an Interesting Opportunity for Vintex?

Vintex has gone after one market of a sort of underbanked and underserved people. Diana, i'm don't to ask you where you see some of the opportunities for a further sort of innovation and disruption in the future. What are some of the other opportunities you you see in instead of singapore, in the wider southeast asian region? I think that's a space where a lot of innovation is required. There's basically nobody in southeast asia in decent loans to migrants. That's definy something that we would like to change in thefuture.

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