i love that she's going about it in such a different way, because i think that'll be really fun to watch and en kind to see who ends up being right. I devilly think the wealth management butt is an interesting one. And what you keep an eye on for later this week, especially when it comes to city i do. They are also huge cards, and they were seeing really big uptics and spending on cards, and it just didn't materialize into loane growth.