Financial Freedom Journey

This chapter explores the speakers' path to achieving financial stability through disciplined money management and effective communication. They share personal stories about eliminating debt, budgeting for the future, and the joy of celebrating their financial milestones. Additionally, the chapter discusses the challenges of running a bakery in a developing rural area and the tough decisions required when facing business struggles.

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📈⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a free personalized plan.⁠⁠⁠⁠

Dave Ramsey and Ken Coleman answer your questions and discuss:

"Should we change our financial advisor of 40 years?"
"My parents are using my younger siblings' money to supplement their income"
"Should I go back to school to be an architect?"
"What should I do with my military sign-on bonus?"
"Should we keep saving to pay cash for a house?"
"Should I sell my whole life policy to pay off debt?"
"We're $600k in debt, can we still afford to buy a house?"
"Should I fire the manager of my business?"
"Should I buy a car to qualify for my company's reimbursement program?"
"How do I make a career change at 56 years old?"
"Should my dad take money out of his retirement to fund my sister's kids' 529 plans?"
"I own two bakeries and one is struggling. Should I focus on the successful bakery?"