Howard Conruther's the Ostrich Paradox

Howard Conruther has explored these issues in a book called the ostrich paradox. Every time a hurricane comes on shore, fewer than twenty five ent of the people affected by the hurricane have insurance. People insure their mobile phones, for instance, that's worth five or six hundred bucks. But what they don't do is buy enough health care if they get cancer, or enough insurance for their families in the event that they die....