Is There a Bank You Love More Than Any Other?

JP Morgan is outperformed from every metric that you can throw at JP Morgan and the financials. I think for me, it's all about credit quality because I do think that the economy's going to continue to slow. UBS is returning 11% of cash to shareholders. It's a company that actually is rates go higher in Europe. Those European banks are more lever to higher rates. For me, I'm trying to avoid cyclicality so avoiding banks is part of that.