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605 money in your 20’s: 3 things you must do + tips for all ages

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Consumer Debt, Spending Money Before You've Earned It

Consumer debt is spending money before you've earned it. You're spending tomorrow's prosperity in your life today. This applies to everyone, whether you're 20, 30, 40 or 50 years old. I really want to speak to the 20 year olds and 19 year olds starting their career. To not start the habit of living where you spend money before you earn it. And that's like hitting the bedrock.

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