I decided to create my own family office in officially 2012. I was sick of paying a big bench of capital funds as I saw that they would be kind of the wire houses. The difference being that the no-shop family office these days is kind of ambiguous type of thing because many of them actually taking outside people's money and they really can't direct it as they would. So I like things I can understand if it's just me and a couple of cousins which means it has to be profitable. They all do well. Zero is another one. It's an overseas company that's kind of like a quick virtual alternative. And so it's not managing a family office. It's my