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What Are the Risks on the AD Deal?
We felt like Zellis had innovation and technology that was a little bit more advanced than this two-sided network. We also spent a lot of time though thinking about given how nascent this market is, what are the new competitors out there? And there's some other smaller competitors in this space doing things somewhat similar to what Zellis is doing. So we felt pretty good about some of the more established competitors in some ways we're displacing.