Do You Have Money Trauma?
Erika Taught Me
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Balancing Present Enjoyment with Future Financial Wellness
This chapter explores the importance of conscious spending and setting boundaries to ensure a healthy financial future, highlighting methods such as mapping out financial goals, making 'car payments' to oneself for future purchases, and treating savings like a bill. It also discusses strategies to increase the gap between earning and spending, such as using saving apps, gamifying savings, and reallocating funds from unnecessary expenses to things that bring joy.
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