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452. Insights: Banking as a Service - the tech behind fintech
Fintech Insider Podcast by 11:FS
The Difference Between White Labeling and Embedding Finance?
Forbes says embedded finance and bank services driving around 24 billion in revenue today, but expects around 230 billion in revenue by 2025. Chime would never be interested in taking a white label, Galileo product and just going out and distributing that in the market. What they're going to want is kind of a whole flexible set of features that they can build off of and offer to their customer base. Michael: It's all about being sort of API first and allowing that embedding.
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