The President's on-Ramp to the Payment Reset

The administration is trying to be very flexible here and forgiving. If you're delinquent if normally you would end up defaulting on a certain timeline the department says in the first year it's not going to refer anyone to a credit agency. So they will be more forgiving. That said interest is still accruing and payments are still technically being requiredIf you can you should get on the right repayment plan and just get back into repayment. It's really the best healthiest thing for your credit.