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10min chapter
497 | Your Social Security Questions Answered | Mike Piper
ChooseFI
Understanding Social Security Retirement Benefits
The chapter explains essential concepts like Full Retirement Age and Primary Insurance Amount in determining Social Security benefits. It covers the calculation process based on 35 highest years of earnings, indexing for wage inflation, average indexed monthly earnings, and primary insurance amount formula. The chapter emphasizes the importance of having 35 years of maximum wages and highlights a free calculator (ssa.tools) for easy benefit calculations.
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