One of the companies that we were supposed to have speak at Money 2020 is a company called Column, which is a column bank. They went out and bought a bank because they're building all of it. You just completely put it together a million percent. The wild part about it is that this whole industry has talked so much about digital first banking in turn,. But that just means like a better mobile app so you can deposit your check without going to the bank. That's not innovation. Like so much of this is just lipstick on a goddamn pig.

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