5min chapter

Fintech Beat cover image

Payments 101: Checks, ACH, FedWire, Stablecoins, CBDCs (and more)

Fintech Beat

CHAPTER

The Limits of the US Payment System

Yaysha: Is this really a blend of innovation and legacy? Or is it like everything else in life, a product of different constraints where sometimes second and even third best solutions are stacked on top of one another and you get what we have today? Jose: If talkbills were to come back to the US now and write payments in America, then his job would drop to the ground. Yaysha: I've been in this country for 12 years and I'm still devoted of server and student of payments and financial regulation in the US. There is a ton of innovation that has happened in the US in terms of payments.

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