Is There a Legal Issue With Income Share Agreements?

Niklas speaks with Grant Taylor. Grant is the Founder & CEO of Quotanda, a company that is digitising financial aid for educational institutions and students.

Over the past 40 years, college has developed from an offering for an elite of knowledge workers to a job entry requirement for a majority of the population.

Grant argues that college is overutilised in developed countries such as the United States, but underutilized in less developed countries such as Mexico.

The higher education system he knows intimately from his experience in the USA, Spain and Mexico is massively mismatching students with jobs.

A couple of key innovations can help overcome that gap: 1) bootcamps of 3-6 months that teach job-relevant skills quickly. Students in Mexico can earn 5x more with a coding BootCamp compared to working in a call center. 2) Income share agreements (ISAs) between universities or financial institutions and students.

Grant talks about how ISAs have gained a bad reputation and regulatory attention in the USA after some flawed marketing messages. Yet Grant sees lots of opportunities for ISAs to become widespread. There are no regulatory barriers in many countries in Latin America, allowing an underserved market to access higher education.

We invite you to join us at the frontier to build the education system of the future together on Roatan, Honduras, a beautiful Caribbean island:

Prospera Edtech Summit, October 28-30, 2022

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