When people are saving for retirement, they tend to invest in the markets fairly aggressively. They hold a lot of equities and not very many bonds. But then once they retire, they downshift to a lower risk portfolio which returns less. And all of a sudden you're not earning as much from your retirement portfolio.
How do you know when it’s the right time to retire? What does a “good” retirement look like? And will Stephen and Angela ever really hang up their hats?