We must rely on business, an innovation, ar worship for advancement one. And we have a lot of businesses that are misalined on their business model and that wh needs to be disrupted. I invested in a company called lemonade, which is an insurance business,. fast going insurance company in the world. It's really simple. In your time of greatest need, insturance come incentivi to reject your claim. Ah, because they make money by rejecting your claim. Is that right?