Are You Victim Blaming Credit Cards?

"I'm not victim blaming. I think there's a whole range of reasons why bad behavior can happen with credit cards," she says. "There's such a psychology behind it, you know. If you've gotten a shoe with impulse spending and you're not really too great with your money on a paycheck to paycheck basis, imagine having a credit card." She adds that the confessions over shopaholic green scarf helped shape her decision-making process about credit cards.