The Cost of a Two Point Mortgage Rate

If your goals are financial independence, the net will drive you in one direction. You have to understand the cost, opportunity cost associated with doing that. This better be a need, not a want because if it's just for convenience or because you want some big cost of a bigger pantry. And then I would have, at least my third point is that you better have the income and the emergency reserves to where when you look at your housing costs compared to your income, this better not even be close to twenty five percent.