416 fixed vs variable, redraw vs offset, commercial loans, preparing to meet a broker + more (Q&A with a mortgage broker)
Dev Raga Personal Finance
00:00
Maximizing Savings Through Mortgage Brokers
The chapter explores the advantages of utilizing mortgage brokers, emphasizing their ability to negotiate better deals even with existing banks. It delves into the compensation structure of brokers, reassuring that clients do not bear direct costs. The discussion also covers the differences between fixed and variable interest rates, offset accounts, and redraw facilities, highlighting strategies to optimize savings for clients.
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