Getting a Final Notice From a Collection Agency

When i first began working on it and really began thinking about it, one of the first points of impulse was to write this book. To talk quickly about its origins. The collection industry has a model that they use, which is first notice, second notice, third, third notice. Each one clearly refers to the one they sent you before. They get sterner as they go along, ending with final notice. Occasionally there's another step. And ultimately, not only did i get the three letters and the final notice, but i got the manager from the city loan office who flew all the way across the country and arrived at my apartment door drunk because he was going to lose his job if