The Acceleration of Innovation in Financial Services

When BCBS or BCB 239 right when that came into a place where all of a sudden innovation just had to accelerate massively. So was the initial response very manual in nature? Very manual and you know sometimes that's how you have to start. To be able to automate something you have to understand what you're trying to achieve. And thanks for now becoming great adopters of that technology as well but it's really moving pace in terms of the automation with some exciting things that I'm sure we'll discuss.