Credit Cards

Jesse: A YNAB writer wrote in to ask, does it still make us more likely to spend money even just because it's not immediately subtracted from our bank account? He said that he started using his debit card almost exclusively, just as an experiment. Jesse: There's only one thing we know for sure about credit cards. Banks love them. So what are you paying for things to be not as simple and easy to keep track of? What is the price of admission for that situation?