Noelle King: How do you reckon with all of this without getting very frustrated by the fact that it's been 40 years, like we've had chances here? Ray Wilber: None of the stories are completely adequate for explaining the fullness of human experience. What one seemed improbable is happening now; tech companies are finally commanding the space they occupy in every other industry. The intro tech for embedded insurance protects customers of the world's largest digital companies.

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