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Do You Have a Lending Background?
bobby lives with your ectove backgrounds and payments and lending. And the number of years that you've been thinking about these problems, it feels to me like you have some really key insights into what's changing for both the consumer and the business. So i would ask, on the one hand, you can call them naive questions about, why would i pay this with a loan when i could just put it on my credit card? But on the other hand, those are the sort of questions that our business customers might be asking as well.