Many people are drawn towards reats and crowd funding because they believe that it's a get out of due diligence free card. But the reality is, if you 're doing it right, you would be doing the same level of due diligence throughout. You ought to be doing as much due diligence on a crowd funding deal as you would in private lending. It's just that in this example that we're talking through right now, the private lending example, you have to do it. Whereas with the example of a ret or, with crowd funding, you technically don't have to.

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