9min chapter

Two Sides of FI cover image

Retired Early? Here’s How to Pay Yourself

Two Sides of FI

CHAPTER

Navigating Retirement Withdrawals

This chapter discusses the transition from asset accumulation to creating a retirement income stream, addressing fears associated with this change. It explores various withdrawal strategies, including the variable percentage method and emphasizes the role of the Schiller Cape ratio in adjusting withdrawals based on market conditions. The conversation also covers effective portfolio management, including asset allocation, budgeting practices, and the psychological benefits of closely tracking financial health in retirement.

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